RSchultzgems.com collects anonymous information about each website visit to enhance the online shopping experience. Personably identifiable information is collected through the optional account signup process as well as the checkout process. Information such as email addresses will not be sold or used for purposes other than communication regarding an order or as requested through email, web forms or opt-in email signups. All information collected via RSchultzgems.com is owned by PFM Now, LLC and may be shared with R. Schultz Gems.

Collection and Use of Information

PFM Now, LLC is the sole owner of the information collected on this site. All information may be shared with R. Schultz Gems. The information collected on this site will not be sold, shared or rented to any other parties. Information is collected in the following ways:

• Ordering: Information necessary to fulfill an order is gathered during the checkout process. A user must provide contact information (like name and shipping address) along with financial information (like credit card number and expiration date). This information is used for billing purposes and to fill customer's orders. If there is trouble processing an order, this contact information is used.
• Communication:
• Cookies: A cookie is a piece of data stored on the user's hard drive containing information about the user. On this site cookies are only used to identify each user's session. If a user has supplied personally identifiable information as part of the ordering process, then the cookie can be linked to such information. However, once the user closes their browser, the cookie simply terminates, and the shopping cart data at this website expires within 2 hours. Completion of an order also causes shopping cart data to be removed from the website. For instance, by setting a cookie on our site, the user could interrupt the ordering process with visits to non-related sites without losing his/her shopping cart data. If a user rejects the cookie, they may still use our site. The drawbacks are 1) the user may lose his/her shopping cart after visiting non-related sites and 2) users that have created accounts will have to manually login each time they visit our site.
• Log Files: IP addresses, dates, times, document requested, referring address and user agent are logged in order to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. This information is not linked to personally identifiable information.

Communication

Users will be contacted once after an order to confirm the order has been received. Additional communication will only be done if necessary to complete the order or if requested by the user. Optionally users may signup to receive email newsletters and product notifications via the opt-in method.

Demographic Information

This type of information is not used by this site.

Who is collecting the Information

PFM Now, LLC is collecting the information on this website. The information is being shared with R. Schultz Gems only. R. Schultz Gems is the company that owns and distributes the products being sold on this site. Information will also be shared with third party intermediaries. Intermediaries are solely links in the distribution chain, and do not store, retain, or use the information provided. Examples are shippers, credit card companies, clearinghouses, banks, and distributors. The information collected on this site will be shared with law enforcement under court order subpoena.

Corrections/Updating

Information may be corrected/updated by visiting the account webpage.

Security

All information is collected via an Secure Socket Layer (SSL) encrypted connection to the web server. Information is accessed from an SSL connection with access limited based on password access levels. Every reasonable effort is made to assure all information is kept secure. For additional security, credit card numbers are not stored.